Microsoft Copilot

Free tier

Platforms: web, windows, ios, android | Last verified: 2026-04-20

Features

*Free GPT-4o access for everyone — no waitlist, no token limits on basic chat
*Built into Windows 11 via the taskbar — one keyboard shortcut away from any app
*Microsoft 365 Copilot writes in Word, analyzes data in Excel, builds decks in PowerPoint, and summarizes Teams meetings
*Designer generates images inside chat using DALL-E — free with daily limits, more on Pro
*Web search answers ground responses in real-time results with source citations
*Excel data analysis mode interprets natural language requests and generates charts or formulas

Pricing

Free: GPT-4o powered chat, web search, Designer image generation — free with a Microsoft account

Copilot Pro$20/month

Microsoft 365 Copilot$30/month

Strengths

+Free GPT-4o access is a strong offer — meaningfully capable for everyday tasks without paying anything
+If your org already pays for Microsoft 365, the Copilot integration inside Word and Excel is a genuine time saver
+Windows integration means it's accessible without switching apps, which matters for quick lookups

Limitations

-Microsoft 365 Copilot at $30/mo per user adds up fast — hard to justify unless the org is deeply invested in the Office suite
-Chat responses can be overly cautious and add unnecessary disclaimers compared to ChatGPT or Claude
-The product is fragmented across Copilot.microsoft.com, Windows, and inside Office apps — it's not always clear which version you're using

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